do FHA Appraisals?
Yes, the staff of Islandwide Appraisers, LLC
include appraisers who are FHA approved
What can I expect when
the appraiser arrives at my home for the
An appraiser must measure the exterior
dimensions of the improvements (home,
garage, outbuildings etc.); take photos of
the exterior and interior of the home; and
finally complete a visual inspection of the
property and note its salient features. For
an experienced appraiser, this can take as
little as 20 minutes. For an FHA inspection,
this can take as long as an hour. Typically,
though, an appraiser will take about 30 to
50 minutes for the entire inspection.
What is your turn-around time?
Currently, our turn-around time is around 1
week. Complex, rural and multi-unit
dwellings may take longer. Be wary of
appraisers who promise a report in a day or
two, as, on the Island of Hawaii, most
properties are unique (no tract subdivisions
here). The appraiser must take the
time to research and analyze each
comparable, which allows us to produce a
quality product, without the typical errors
caused by mass producing fast appraisals.
Can I get a copy of my appraisal?
Unfortunately if the order was placed by a
lender/loan broker we are unable to give the
borrower a copy of his/her appraisal even if
the borrower paid COD for the report. Due to
Federal Regulations, the appraiser has a
fiduciary responsibility to the lender that
ordered the appraisal and CANNOT reveal any
details regarding the appraisal to anyone,
including the borrower.
What is your coverage area?
We offer residential and commercial
appraisal service throughout the Island of
Hawaii, which is located within the State of
Do you appraise on the other
No. Islandwide Appraisers, LLC lives,
plays and appraises only on the Big Island.
Staying within the island ensures that
we know the markets and the neighborhoods
that we appraise.
Do you accept credit cards?
Yes, we accept Visa, MasterCard and American
Express. We also accept PayPal
Can I get an appraisal update?
Certainly! Utilizing the new Fannie Mae
forms, the appraisal update can now only
state that the value in the original report
has either declined or has not declined.
There can be no changing of the value
without a new appraisal report.
Do you do commercial appraisals?
Yes, we offer commercial appraisal service
throughout the Big Island.
Do you use apprentice appraisers?
No, Islandwide Appraisers, LLC requires
every staff appraiser to be, at a minimum, a
Certified Residential Appraiser (CRA).
The State of Hawaii does NOT have any type
of licensing or minimum requirements for
apprentice appraisers. We feel that,
if you entrust us to do your appraisal,
then only the most highly qualified and
trained individuals should complete the report.
What is the difference between an
SLA, a CRA, and a CGA?
The State of Hawaii defines an appraiser
with an SLA (State Licensed Appraiser)
license as capable of appraising NON COMPLEX
1-4 unit properties only. Lenders generally
use a transaction value of under $1,000,000.
For any properties that are complex and/or
have a transaction value of over $1,000,000
a CRA (Certified Residential Appraiser) must
be used. Appraisers must have more
experience and take more classroom hours of
education to qualify for the CRA designation.
Properties with more than 4 units and
commercial properties must be appraised by a CGA (Certified General Appraiser).
Which home renovations add the
most to the price?
The answer to this is different depending
upon the location of the home. Different
markets value amenities differently. Adding
a central air conditioner in Houston, Texas
may add significant value, while putting one
in a home located in Buffalo, New York might
not have much impact.
As a rule, the most value returned from
renovating a home comes in the kitchen and
in the bathrooms.
What is the difference between an
appraisal and a home inspection?
The appraiser is not a home inspector nor
does he/she do a complete home inspection.
An inspection is a third-party evaluation of
the accessible structure and mechanical
systems of a house, from the roof to the
foundation. The standard home inspector's
report will include an evaluation of the
condition of the home's heating system,
central air conditioning system (temperature
permitting), interior plumbing and
electrical systems; the roof, attic, and
visible insulation; walls, ceilings, floors,
windows and doors; the foundation, basement,
and visible structure.
If you have any other questions please
call Islandwide Appraisers, LLC at
808.345.0309 or email